Saturday, July 24, 2010

Receiving credit card offers with my first name being different?

I have been receiving credit card offers in the mail with my first name being totally different that what it actually is but, my last name being spelled correct. Also when updating my gym membership information this mysterious name was on file.....when before it was my correct name Should I be concerned with identity theft?

Receiving credit card offers with my first name being different?
More likely the gym made a typo and passed it along to the credit bureau or to a mailing list. Over the years, I've gotten all sorts of mangled spellings of my first or last name.
Reply:Better safe thatn sorry.





Contact the card companies (you can do that online) and question the name, ask the gym the same question.





It's vaguely possible that a person with that name exists and your two sets of information have "melded" somewhere in the system, but follow it up.





If you already have a credit card check with that provider that they have ONLY your correct name in their system and let them know about the "ghost" name.
Reply:Check all three of your credit reports (Transunion, Equifax, and Experian). If any show accounts that are not yours, then yes, you should be concerned.





If all the accounts shown are yours, then there is probably not a reason to be concerned.

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